Business savings accounts

Explore accounts

Your account, your rules

Regular Savings account

A reliable way to set aside each month and watch your savings grow over time

No monthly fee
No minimum monthly balance
Interest is calculated on the lowest monthly balance and paid twice a year
Easy transfers from chequing account

Apply online

Book an appointment

Offered online

Link Savings Account

Ideal for digital savers, offering a flexible, high-interest rate

Offered exclusively online
Higher interest rate
No monthly fee
No minimum monthly balance
Easy transfer from chequing account

Apply online

Book an appointment

US Savings Account

A smart option for saving in US dollars, especially if you’re planning future trips or expenses in USD

Earn interest on balances of US $500+
Higher balances receive higher interest rates
Interest is based on your closing balance each day

Apply online

Book an appointment

Compare savings accounts

Feature	Link Savings Account	Regular Savings account	US Savings Account
Interest rate	1.25%	0.10%	0.05-0.10%
Currency	CAD	CAD	USD
Minimum balance required	None	None	None
Monthly fees	$0	$0	$0
Withdrawal limits	None	None	None
Special features	Linked to chequing for transfers	Flexible option for everyday savers	Ideal for cross-border savings

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Grow your business smartly

Grow your business savings

Watch your savings grow with competitive interest rates tailored for your business needs.

Enjoy secure & stable savings

Trust in secure, interest-earning accounts designed to protect your business funds.

Access funds anytime

Flexible access to your funds whenever you want through our mobile and online banking.

Get attractive returns

Enjoy higher interest earnings as your savings grow—bigger balances mean bigger rewards.

Mobile banking

Manage your finance
anytime, anywhere

Get the BCU Link app and benefit from convenient mobile banking on the go.

Manage your finances easily

Pay bills, check account balances, review your transaction history — all in one place

Bank on your schedule

Enjoy 24/7 access to your accounts and stay in control over your transactions

Secured and trusted

Your data and finances are protected by advanced security protocols

Questions? We got answers!

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Is there a minimum balance requirement for a business savings account?

All business accounts don’t have a minimum balance requirement, however, there are certain minimum balance amounts for each of the business plans (Basic, Basic Plus, Premium, and Executive) meeting which will get the plan monthly fee waived in the respective month.

Can I link my business savings account to my current account?

Yes, you can link your business savings account to your current account for easy transfers and automated savings.

How do I open a business savings account, and what documents are required?

Opening a business savings account at BCU Financial is simple! You’ll need a government-issued ID, your business registration documents, and proof of your business address. Depending on your business structure, additional documents may be required, so feel free to reach out to us if you need guidance.

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