Business credit cards that unlock opportunities

Earn rewards, manage expenses, and boost your business financial potential

Business cards from BCU give you:

Easy digital account management

Manage your account effortlessly online, monitor transactions, track rewards, and make payments with CardWise. Anytime, anywhere.

Balance transfers

Consolidate existing credit card balances with a simple transfer, often at a lower interest rate.

24/7 cardholder support

Access help anytime. Card services team is available 24/7 for card-related questions or issues.

Global compatibility

Use your card internationally at Cirrus and Accel ATMs, providing a seamless experience while traveling.

Rewards

Earn reward points for every dollar spent on your purchases (T&Cs apply).

Wide range of insurance benefits

Travel insurance, purchase protection, and extended warranties (T&Cs apply).

Choose your card

What’s most important for you?

No annual fee

The lowest interest rate

Reward points

Benefits package

Help me choose a card

The best options for you (6):

For cash rewards

Visa Infinite Business Card

Annual fee:$130.00

Additional card fee:$50.00

Interest rate (purchases):20.99% Fixed

BCU rewards:1.5 points per $1 on business purchases

Card benefits:

Airport companion program access
Comprehensive travel insurance
24/7 legal assistance service
Trip cancellation protection
Purchase & warranty insurance
Global acceptance & premium status

More benefits

Apply online

Book an appointment

Low Rate Visa Business Card

Centra Gold Mastercard

Annual fee:$50.00

Additional card fee:$10.00

Interest rate (purchases):12.99% Fixed

BCU rewards:1 point per $1 on business purchases

Card benefits:

Zero liability fraud protection
Simple expense tracking
Purchase protection included
Visa business benefits
Quick approval process

More benefits

Apply online

Book an appointment

For budget-friendly essentials

No Fee Cash Back Visa Business Card

Annual fee:Free

Additional card fee:No

Interest rate (purchases):13.99% Fixed

BCU rewards:1 point per $2 on business purchases

Card benefits:

Cash back on regular purchases
Zero liability protection
Easy savings with SavingsEdge
Purchase protection included
Digital expense management
Flexible spending limits

More benefits

Apply online

Book an appointment

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Questions? We got answers!

Browse more FAQs

What's the approval process for a business card?

To apply for a BCU Financial credit card, you can visit a nearest branch or apply online through the website of our credit card provider – Collabria. You’ll need valid identification, proof of income, and other financial details depending on the card type. Eligibility requirements may vary based on credit history, business history and financial standing.

Can I get a card with bad credit?

Approval depends on factors like your business history, financial standing, and whether you can provide a personal guarantee. Our team can help explore solutions that fit your situation.

How do reward points work?

With your BCU credit card, you can earn rewards on everyday purchases – points for every dollar spent. To redeem your rewards, log into your Collabria CardWise account and select from various options like travel, merchandise, gift cards or cashback. The specific rewards program depends on the card type.

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