To apply for a BCU Financial credit card, you can visit a nearest branch or apply online through the website of our credit card provider – Collabria. You’ll need valid identification, proof of income, and other financial details depending on the card type. Eligibility requirements may vary based on credit history and financial standing.
You can manage your BCU credit card account through the Collabria CardWise online portal or mobile app. This allows you to check your balance, review transactions, make payments, set up alerts, and much more. To access it, simply create an account on the portal with you card number and the email you used in your application.
With your BCU credit card, you can earn rewards on everyday purchases, such as points for every dollar spent. To redeem your rewards, log into your Collabria CardWise account and select from various options like travel, merchandise, or statement credits. The specific rewards program depends on the card type.
If your BCU credit card is lost or stolen, immediately contact Collabria’s Cardholder Service to report it. You can reach them 24/7 by calling the number on the back of your card or visiting their website for further instructions. They will help block the card and issue a replacement.
Our credit cards offer various types of purchase protection, including extended warranty coverage, purchase security for theft or damage, and price protection. These benefits vary by card type, so be sure to check the terms and conditions for specific details.
Yes, BCU credit cards may charge a small fee for foreign transactions when you’re making purchases in another currency. These fees cover the cost of converting currencies and may vary depending on the card you have. It’s always a good idea to check your specific card’s details for the exact fee.