Seniors account

A senior account offers benefits like lower service fees, free transactions, free certified cheques, free mailed statements, preferred foreign exchange rates, and convenient banking options tailored for retirees. This type of account helps seniors manage their finances more efficiently while maximizing savings.

BCU offers seniors lower service fees, free transactions, free certified cheques, free mailed statements, and preferred foreign exchange rates.

To apply for a seniors account, book an appointment for a branch visit or a video call with one of our Financial Services Officers, having with you a valid identification document with proof of age, such as a passport or driver’s license. Additional documents may be required depending on the account type.

A seniors account can be opened by individuals of 65 years of age and above.

Yes, you can transfer money from your personal savings account to your chequing account through online or mobile banking, BCU ATMs, or in-branch services.

BCU Financial offers several options for members with limited mobility or accessibility needs, including online and mobile banking, telephone banking through our Contact Centre, remote video calls with your Financial Services Officer, and accessible services and facilities at the branches. You can also set up power of attorney or designate a trusted individual to help manage your account.