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Retirement investments for a worry-free future

Retirement investments for a worry-free future
Build a fund for your stress-free retirement
Explore plans

Registered plans for your retirement savings

RRSP <span>Registered Retirement Saving Plan</span>

RRSP Registered Retirement Saving Plan

  • Less income tax
  • Grow savings tax-free until retirement
  • Various investment options available
Learn more
RRIF <span>Registered Retirement Income Fund</span>

RRIF Registered Retirement Income Fund

  • Convert RRSP into regular income
  • No maximum annual withdrawal limit
  • Manage retirement income efficiently
Learn more
LIF <span>Life Income Fund</span>

LIF Life Income Fund

  • Get income from locked-in pensions
  • Controlled withdrawals with limits
  • Get steady retirement income
Learn more
LRIF (until 2009) <span>Locked-in Retirement Income Fund</span>

LRIF (until 2009) Locked-in Retirement Income Fund

  • Access income from locked-in pensions
  • Flexible withdrawal options
Learn more

Need professional advice?

We are here to help with all your questions!
Get a free consultation

Plan today for a comfortable tomorrow

Secure your future when income reduces

Build a financial cushion to enjoy life without financial worries after you retire.
Secure your future when income reduces

Build a financial cushion to enjoy life without financial worries after you retire.

The earlier you start, the more your investments grow over time with compounding returns.
Build a financial cushion to enjoy life without financial worries after you retire.

Enjoy flexible investment options

Choose from a wide range of tools and plans tailored to your retirement goals.
Enjoy flexible investment options

Take advantage of tax benefits

Contributions to registered retirement plans provide tax reduction while your income is still high, maximizing tax return.
Take advantage of tax benefits

You may also be interested in

Term Deposits
Term Deposits
Learn more
GICs
GICs
Learn more

Need help? We are here to help

Book an appointment
Book an appointment
Choose the date and time
1-877-228-5465
1-877-228-5465
Mon-Fri 9:30am to 5:30pm
Find a nearest branch
Find a nearest branch
Check the working hours and location of the different branches in GTHA and Ottawa
BCU Corporate office
2280 Bloor Street West, 3rd Floor Toronto, ON M6S 1N9
Commercial credit
2280 Bloor Street West, 2nd Floor, Toronto, ON M6S 1N9
Bloor West Branch
2280 Bloor Street West, Toronto, ON M6S 1N9
Mississauga Branch
1891 Rathburn Road East, Unit #8, Mississauga, ON L4W 3Z3
Oakville Branch
3015 Winston Churchill Blvd., Unit #103C, Mississauga, ON L5L 2V8
North Toronto Branch
7077 Bathurst Street, Unit #5A, Vaughan, ON L4J 2J6
Hamilton Branch
249 Kenilworth Avenue North, Hamilton, ON L8H 4S4
Hamilton BCU Starsky Banking Centre
685 Queenston Rd, Hamilton, ON L8G 1A1
Ottawa Branch
913 Carling Avenue, Ottawa, ON K1Y 4E3
Ivan Franko Homes (Mississauga Location)
3058 Winston Churchill Blvd, Mississauga, Ontario L6H 6P5
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