Business consumer credit fees

Rates as of April 4, 2025
Please note
Rates shown are subject to change without notice and are on a per annum basis.
Consumer creditFee
Mortgage Pre-ApprovalFree
Increase payment 1Free
Principal pre-payment – up to 20% 2Free
Change Payment FrequencyFree
Renewal feeFree
Amortization scheduleFree
Property appraisalAt cost
NSF loan/mortgage payments$40.00
Late payment charge$25.00
Loan amendmentmin $150.00
Discharge or transfer out fee$300.00
PPSA inquiry$15.00
PPSA registration$60.00
Letters re: duplicate information$25.00 per item
Assumption feemin $150.00
Annual Commercial review fee$150.00
Late Financial Reporting fee$150.00
Commercial Mortgage Renewal fee$500.00
Amendment fee$350.00
Admin fee$350.00

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Find a nearest branch
Check the working hours and location of the different branches in GTHA and Ottawa
BCU Corporate office
2280 Bloor Street West, 3rd Floor Toronto, ON M6S 1N9
Commercial credit
2280 Bloor Street West, 2nd Floor, Toronto, ON M6S 1N9
Bloor West Branch
2280 Bloor Street West, Toronto, ON M6S 1N9
Mississauga Branch
1891 Rathburn Road East, Unit #8, Mississauga, ON L4W 3Z3
Oakville Branch
3015 Winston Churchill Blvd., Unit #103C, Mississauga, ON L5L 2V8
North Toronto Branch
7077 Bathurst Street, Unit #5A, Vaughan, ON L4J 2J6
Hamilton Branch
249 Kenilworth Avenue North, Hamilton, ON L8H 4S4
Hamilton BCU Starsky Banking Centre
685 Queenston Rd, Hamilton, ON L8G 1A1
Ottawa Branch
913 Carling Avenue, Ottawa, ON K1Y 4E3
Ivan Franko Homes (Mississauga Location)
3058 Winston Churchill Blvd, Mississauga, Ontario L6H 6P5
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