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Overdraft protection rates

Rates as of April 4, 2025
Please note
Rates shown are subject to change without notice and are on a per annum basis.
Variable rate
Changes with the BCU Prime Rate
BCU Prime Rate
The BCU Prime Rate is the benchmark interest rate used by BCU Financial for variable-rate loans, adjusting with the Bank of Canada's rate changes. It's usually 1.5 to 2.5 percentage points higher than the lending rate set by the Bank of Canada.
, affecting your loan payments
from 22.00%
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2280 Bloor Street West, 3rd Floor Toronto, ON M6S 1N9
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2280 Bloor Street West, 2nd Floor, Toronto, ON M6S 1N9
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2280 Bloor Street West, Toronto, ON M6S 1N9
Mississauga Branch
1891 Rathburn Road East, Unit #8, Mississauga, ON L4W 3Z3
Oakville Branch
3015 Winston Churchill Blvd., Unit #103C, Mississauga, ON L5L 2V8
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7077 Bathurst Street, Unit #5A, Vaughan, ON L4J 2J6
Hamilton Branch
249 Kenilworth Avenue North, Hamilton, ON L8H 4S4
Hamilton BCU Starsky Banking Centre
685 Queenston Rd, Hamilton, ON L8G 1A1
Ottawa Branch
913 Carling Avenue, Ottawa, ON K1Y 4E3
Ivan Franko Homes (Mississauga Location)
3058 Winston Churchill Blvd, Mississauga, Ontario L6H 6P5
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