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Welcome to BCU —
your partner on your financial journey

Discover impact in our reports

Annual report 2024

Highlights
  • Despite challenges in 2024, assets rose 1.44% to $1.037B, with a 7.40% capital ratio
  • Shared $99K with members
  • Supported Ukraine with significant aid, including $100,000 to the Friends of Ukraine Defense Forces Fund
  • Welcomed over 1,100 new members

Annual report 2023

Highlights
  • Assets rose 4.55% to $1.023B, with a 7.6% capital ratio.
  • Net income was $1.35M, balancing borrower and investor needs.
  • Shared $203K with members; supported Ukraine with significant aid.
  • Upgraded tech and reopened renovated Bloor West branch.
  • Welcomed nearly 1,700 new members, including arrivals from Ukraine.

Annual report 2022

Highlights
  • Total Assets reached $979M, with $1.15B in assets under administration.
  • Comprehensive Income totaled $3.13M, maintaining strong profitability.
  • Returned $215,000 in profit sharing to members, totaling $12.4M since 1998.
  • Welcomed 1,609 new members, continuing steady growth.
  • Marked the 70th Anniversary of Buduchnist Credit Union.
  • Contributed $1.1M to community initiatives, including support for Ukraine.
  • Strengthened capital base to $79.4M for future growth opportunities.

Annual report 2021

Highlights
  • Assets Under Administration reached $1.117B, a 5.6% growth.
  • Contributed $2.8M to community initiatives, including cultural and humanitarian efforts.
  • Invested in Technology with a new online banking platform launching in 2022.
  • Provided pandemic support through flexible mortgage options and CEBA loans.
  • Resumed branch renovations to enhance member experience.
  • Strengthened leadership and talent for future growth.

Annual report 2020

Highlights
  • Assets reached $916 million, with total assets under administration exceeding $1.058 billion.
  • Over $1.2 million donated to cultural, educational, and humanitarian initiatives, including COVID-19 relief efforts.
  • Distributed $200,400 in profit-sharing with members.
  • Welcomed 665 new members, including significant support for Ukrainian newcomers.
  • Implemented safety measures, supported members with loan deferrals, and enhanced digital banking services.
  • Significant contributions to the Ukrainian community, including a $200,000 match for the “Dividends for Ukraine” campaign.

Annual report 2019

Highlights
  • Total assets grew to $885M, a 3.5% increase, with $1.02B in assets under administration.
  • Comprehensive income rose by 57% to $2.39M, showcasing strong profitability.
  • BCU’s community support totaled $2.1M, funding cultural, youth, and humanitarian projects.
  • Over 943 new members joined in 2019, strengthening BCU’s member base.
  • Regulatory capital ratio stood at 8%, exceeding the 4% mandated minimum.
  • Launched rebranding as BCU Financial, introducing a refreshed digital banking experience.

Annual report 2018

Highlights
  • Total assets increased by 2.9% to $855M, with $980M in assets under administration.
  • Comprehensive income for the year was $1.52M, reflecting stable financial performance.
  • Regulatory capital ratio remained strong at 8.0%, surpassing the 4% mandated minimum.
  • Added 1,166 new members, showcasing continuous community growth.
  • Contributed $1.6M to charitable and community initiatives, reinforcing cultural and local support.
  • Progressed on digital transformation, with plans for enhanced online banking in 2019.

Annual report 2017

Highlights
  • Assets grew by $26 million, reaching $832 million by year-end.
  • $200,000 distributed to members through the Patronage Plan.
  • Over $1.2 million contributed to cultural, educational, and humanitarian initiatives.
  • Welcomed over 900 new members.
  • Assets under administration reached $957 million, including over $125 million in Wealth Management assets.
  • Successfully upgraded the banking system to enhance member services.
  • Celebrated 65 years of serving the Ukrainian-Canadian community.

Annual report 2016

Highlights
  • Total assets reached $805M, with $920M under administration.
  • $200K allocated for Ukraine and $11.2M returned via the Patronage Plan.
  • Donated $2.2M to cultural and humanitarian causes.
  • Loan portfolio increased by $34M, deposits hit $649M.
  • Prepared for a banking system upgrade in 2017.
  • Provided significant aid for Ukraine during the crisis

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Find a nearest branch
Branches open Mon-Wed 9:30am to 5:30pm, Thu-Fri 9:30am to 6:00pm, Sat 9:00am to 3:00pm
BCU Corporate office
2280 Bloor Street West, 3rd Floor Toronto, ON M6S 1N9
Commercial credit
2280 Bloor Street West, 2nd Floor, Toronto, ON M6S 1N9
Bloor West Branch
2280 Bloor Street West, Toronto, ON M6S 1N9
Mississauga Branch
1891 Rathburn Road East, Unit #8, Mississauga, ON L4W 3Z3
Oakville Branch
3015 Winston Churchill Blvd., Unit #103C, Mississauga, ON L5L 2V8
North Toronto Branch
7077 Bathurst Street, Unit #5A, Vaughan, ON L4J 2J6
Hamilton Branch
249 Kenilworth Avenue North, Hamilton, ON L8H 4S4
Hamilton BCU Starsky Banking Centre
685 Queenston Rd, Hamilton, ON L8G 1A1
Ottawa Branch
913 Carling Avenue, Ottawa, ON K1Y 4E3
Ivan Franko Homes (Mississauga Location)
3058 Winston Churchill Blvd, Mississauga, Ontario L6H 6P5
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