The Canada Small Business Financing Program (CSBFP) makes it easier for small businesses to get loans from financial institutions by sharing the risk with lenders. This program is now available through BCU! Here’s what you need to know about it.
Grow Your Business with Flexible Financing
Whether you’re expanding operations, investing in equipment, or managing cash flow, our business loans are designed to support your growth.
- Unsecured loans starting from Prime + 3.00%*
- Quick and streamlined approval process
- Flexible terms tailored to your business
* Rates subject to change. Credit approval required.
Government-Backed Financing for Small Business Success
Take your business to the next level with a Canada Small Business Financing Loan. Whether you’re starting a new venture, expanding operations, or investing in key assets, this program provides flexible, low-risk financing to help your business thrive.
- Financing for purchases made in the past 365 days
- Flexible repayment options tailored to your business
Get the capital you need to grow, without the guesswork.
Who This Loan Is For
This loan is ideal for businesses which:
- are new and need support to start or expand operations;
- are established but need assistance managing cash flow after major investments;
- are investing in equipment, property, leasehold improvements, or other growth initiatives.
Key Benefits
Government-Backed Security
Your loan is guaranteed by the Government of Canada, making financing more accessible.
Finance Recent Business Investments
Eligible purchases made within 365 days prior to loan approval may qualify.
Flexible Repayment Options
Choose a repayment plan that suits your business:
- Floating rate – principal plus interest;
- Floating rate – blended principal and interest;
- Fixed rate – principal plus interest;
- Fixed rate – blended principal and interest.
Terms Designed for Your Business
Funding is available for a wide range of asset classes with amortization terms up to 15 years, including:
- Real property / immovable assets
- Equipment purchases
- Leasehold improvements
- Intangible assets
- Working capital
Take the Next Step
Speak with a Business Advisor today
Learn how the Canada Small Business Financing Loan can support your next investment and help your business grow!