Комісії рахунків
Тип послуги
Дитячий рахунок (до 13 років)
Молодіжний рахунок (14-25 років)
Тип послуги
Дитячий рахунок (до 13 років)
Молодіжний рахунок (14-25 років)
Monthly Fee
Monthly Fee
Free
Free
Sending
Sending
Free
Free
Receiving
Receiving
Free
Free
Cancellation or return of e-Transfer
Cancellation or return of e-Transfer
$5.00
$5.00
Cheque clearing
Cheque clearing
N/A
Free
Cheque deposits
Cheque deposits
Free
Free
EFT/AFT/PAC (incoming)
EFT/AFT/PAC (incoming)
Free
Free
EFT/AFT/PAD (outgoing)
EFT/AFT/PAD (outgoing)
N/A
Free
EFT/AFT/Bill payment tracing
EFT/AFT/Bill payment tracing
$25/item
$25/item
In-branch bill payment
In-branch bill payment
N/A
$2.00
Online bill payment
Online bill payment
Free
Free
NSF cheque
NSF cheque
$40.00
$40.00
Chargeback to account
Chargeback to account
$10.00
$10.00
Chargeback to account – for item from member’s own other accounts
Chargeback to account – for item from member’s own other accounts
$40.00
$40.00
Overdrawn account fee
Overdrawn account fee
$25.00
$25.00
Overdraft item handling (pending approval)
Overdraft item handling (pending approval)
N/A
$10/item + OD interest
Cheque/AFT drawn on non-chequing account
Cheque/AFT drawn on non-chequing account
N/A
$10.00
Cheques deposited in the wrong currency
Cheques deposited in the wrong currency
$5.00/item
$5.00/item
Unqualified item
Unqualified item
$10.00
$10.00
Items received or sent on collection – Canada
Items received or sent on collection – Canada
$25.00
$25.00
Items received or sent on collection – Foreign
Items received or sent on collection – Foreign
$40.00
$40.00
Hold Post-Dated Cheques
Hold Post-Dated Cheques
$2.00/item
$2.00/item
Certify cheque for members
Certify cheque for members
N/A
Free
Certify cheque for Third Party – charged to third party
Certify cheque for Third Party – charged to third party
N/A
$25.00
Stop payments – complete details
Stop payments – complete details
N/A
$8.00
Stop payments – partial details
Stop payments – partial details
N/A
$15.00
Official BCU Corporate cheque (in currency of cheque)
Official BCU Corporate cheque (in currency of cheque)
$10.00
$10.00
Telephone/Email transfers
Telephone/Email transfers
$5.00
$5.00
Automatic transfers to cover draft
Automatic transfers to cover draft
Free
Free
Cheque Source in branch printing
Cheque Source in branch printing
N/A
see below
Counter cheques
Counter cheques
N/A
see below
ASAP Cheques orders to be mailed
ASAP Cheques orders to be mailed
N/A
at cost + $10.00
BCU ATMs – All Transactions
BCU ATMs – All Transactions
Free
Free
The Exchange Network ATMs – All transactions
The Exchange Network ATMs – All transactions
Free
Free
Canadian ATMs not on The Exchange Network Cash Withdrawal ($1.50 + ATM surcharge)
Canadian ATMs not on The Exchange Network Cash Withdrawal ($1.50 + ATM surcharge)
Free
Free
US or International ATMs Cash Withdrawal ($5.00 + ATM surcharge)
US or International ATMs Cash Withdrawal ($5.00 + ATM surcharge)
$5.00
$5.00
Interac Debit Point of Sale Transactions (POS)
Interac Debit Point of Sale Transactions (POS)
Free
Free
MemberCard replacement (1 free per rolling 12-month period)
MemberCard replacement (1 free per rolling 12-month period)
$5.00
$5.00
ATM/POS trace
ATM/POS trace
Free
Free
US dollars amount drawn on a Canadian account/cheque
US dollars amount drawn on a Canadian account/cheque
N/A
$12.50
Deposit cheque in a foreign currencies
Deposit cheque in a foreign currencies
$10.00
$10.00
CAD Draft
CAD Draft
$10.00 CAD
$10.00 CAD
USD Draft
USD Draft
$10.00 USD
$10.00 USD
Cancel Draft
Cancel Draft
$15.00 CAD/USD
$15.00 CAD/USD
Canadian
Canadian
$10 CAD
$10 CAD
U.S.
U.S.
$10 USD
$10 USD
Canadian
Canadian
$35 CAD
$35 CAD
U.S.
U.S.
$35 USD
$35 USD
Up to $1,000
Up to $1,000
$35.00 USD
$35.00 USD
$1,001 – $10,000
$1,001 – $10,000
$40.00 USD
$40.00 USD
More than $10,000
More than $10,000
$50.00 USD
$50.00 USD
Wire tracing, amendments, recalls
Wire tracing, amendments, recalls
$25.00 CAD/USD
$25.00 CAD/USD
Per bundle – CAD/USD *Cash-intensive and high-volume cash orders are subject to higher fees.
Per bundle – CAD/USD *Cash-intensive and high-volume cash orders are subject to higher fees.
N/A
$3.00 CAD/USD
Orders of more than $5,000 must be ordered at least 48 hours in advance. If not ordered more that 48 hours in advance a $25 surcharge will be levied IF the order can be processed.
Orders of more than $5,000 must be ordered at least 48 hours in advance. If not ordered more that 48 hours in advance a $25 surcharge will be levied IF the order can be processed.
N/A
$25.00 CAD/USD
Per roll – CAD
Per roll – CAD
$0.25
$0.25
Coin Deposits – Large quantities of loose coins not accepted. Coins must be rolled to the maximum possible amount of rolls
Coin Deposits – Large quantities of loose coins not accepted. Coins must be rolled to the maximum possible amount of rolls
Balance of account transfer (out)
Balance of account transfer (out)
$25.00
$25.00
Withdrawal from membership (over 12 months)
Withdrawal from membership (over 12 months)
$25.00
$25.00
Withdrawal from membership (within 12 months)
Withdrawal from membership (within 12 months)
$50.00
$50.00
RRSP withdrawal
RRSP withdrawal
N/A
$25.00
RRSP withdrawal for LLP
RRSP withdrawal for LLP
N/A
Free
RRSP withdrawal for HBP (waived if mortgage is with BCU)
RRSP withdrawal for HBP (waived if mortgage is with BCU)
N/A
$25.00
RRSP withdrawal within 90 days of deposit
RRSP withdrawal within 90 days of deposit
N/A
$50.00
Early collapse of RRSP (within 6 months)
Early collapse of RRSP (within 6 months)
N/A
$50.00
RRSP Transfer (T2033)
RRSP Transfer (T2033)
N/A
$100.00
RRIF/LIF transfer
RRIF/LIF transfer
N/A
N/A
RESP full transfer
RESP full transfer
N/A
N/A
RESP partial transfer
RESP partial transfer
N/A
N/A
Estate Account Closing Fees
Estate Account Closing Fees
$200.00
$200.00
Registered plans T3 returns and 3rd Party Demands
Registered plans T3 returns and 3rd Party Demands
$275.00/hr
$275.00/hr
Інформація про рахунки
Тип послуги
Тариф
Тип послуги
Тариф
Monthly E-Statement (with imaged cheques)
Monthly E-Statement (with imaged cheques)
Free
Monthly mailed statement (with imaged cheques)
Monthly mailed statement (with imaged cheques)
$3.00
Per statement from September 2019
Per statement from September 2019
$5.00
Per statement prior to September 2019
Per statement prior to September 2019
$10.00
Within current and previous calendar year
Within current and previous calendar year
$2.00
Before previous calendar year
Before previous calendar year
$5.00
Personal/Organizational
Personal/Organizational
$25.00
Business/Commercial
Business/Commercial
$50.00
Bank confirmation sent outside of Canada
Bank confirmation sent outside of Canada
$50.00
Within 30 days
Within 30 days
Free
After 1 month
After 1 month
$50/hr min $25
Replacement passbook (if lost)
Replacement passbook (if lost)
N/A
First notice – Inactive Account (no activity for 1 year)
First notice – Inactive Account (no activity for 1 year)
Free
Second notice – Dormant Account (no activity for 2 years or more)
Second notice – Dormant Account (no activity for 2 years or more)
$45 + processing fees
Annual Dormant Account Fee (on anniversary of dormancy from years 3-9 years or more)
Annual Dormant Account Fee (on anniversary of dormancy from years 3-9 years or more)
$45 + processing fees
Transferring funds to Bank of Canada at 10-year anniversary of dormancy
Transferring funds to Bank of Canada at 10-year anniversary of dormancy
$100.00
Standard (incl. HST)
Standard (incl. HST)
$45/year
Medium (incl. HST)
Medium (incl. HST)
$55/year
Large (incl. HST)
Large (incl. HST)
$65/year
Loss and/or replacement of safety deposit keys
Loss and/or replacement of safety deposit keys
cost of key + $25
Drilling of box
Drilling of box
cost of locksmith + $25
Canadian Passport guarantor: for active, well-known member
Canadian Passport guarantor: for active, well-known member
Free
Commissioner
Commissioner
Free
Estate Maintenance (cost of correspondence and legal fees extra)
Estate Maintenance (cost of correspondence and legal fees extra)
$50/hr.- min $25
Credit Card Guarantee
Credit Card Guarantee
$50.00
3rd Party Demand / Garnishment – per remittance
3rd Party Demand / Garnishment – per remittance
$50.00
