BCU Financial’s line of personal banking accounts provide a choice for our Members – whether they plan to save or use their account for their daily needs. Our range of Member Benefits has something for every member of your family. From our Lys Mykyta Benefits for children to the Bulava Benefits for seniors, we have customized our Member Benefits to better meet your financial needs – for life.
Your BCU Membership entitles you to a wide range of no fee accounts and a long list of FREE SERVICES which include:
› Free chequing privileges
› Free internet, telephone, and mobile banking
› Free preprinted personal cheques
› Free BCU ATM transactions
› Free deposits
› Free ATM transactions on The EXCHANGE Network
› Free withdrawals
› Free transfers
› Free payroll deposits
› Free deposits of pension cheques
› Free monthly statements
› Free imaged cheques
› Free utility payments
› Free pre-authorized credits
› Free pre-authorized debits
› Free telephone transfers
› Free personal banking accounts with no monthly maintenance fees
› Free e-transfers
Lys Mykyta is a special benefit type for children 13 years of age and under. This benefit type offers our youngest members a higher interest rate on our BCU Savings Account and many perks and promotions throughout the year.
Lys Mykyta Benefits:
> BCU contributes the first $50 to the membership share account
> Free knapsack upon opening the account
> Higher rate of interest on BCU Savings Account
The Rebel benefit type is for students between the ages of 14-17. It encourages our teenage members to learn responsible money management skills with no added costs.
› Chequing privileges ages 16 and over
› Free POS debit transactions
› No BCU fees on ATM transactions
While you are studying at a university or college, let BCU Financial simplify your finances. The Conquest benefit type is designed for 18-25 year olds who require a wider range of services.
Free POS debit transactions
> No BCU fees on ATM transactions
> Access to BCU Student Line of Credit, OAC
> Opportunity to apply for the BCU Scholarship Awards Program
For seniors 65 years of age or older, Bulava is a benefit type that recognizes your longstanding membership and loyalty.
Free certified cheques
> Free deposit of domestic and foreign pensions
> Free passbooks*
> Preferred foreign exchange rates
*for existing Bulava Members holders only (from January 2018)