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BCU Member Cards

Your BCU Member Card provides you with 24 hour access to your BCU Personal Account.

Your BCU Member Card provides you with 24 hour access to your funds using the worldwide Interac / Cirrus system. You don't have to worry about rushing to your local BCU Financial Branch before it closes or being caught without cash for the weekend. Your BCU Member Card provides you with convenient access to your BCU Financial accounts.

If you use a BCU ATM Machine, all of your withdrawals, deposits and transfers are free of charge. While traveling, the world's largest ATM network lets you use your card in 87 countries and obtain favourable exchange rates.

BCU Financial is part of THE EXCHANGE® Network which allows you to make deposits at the ATM of any participating financial institution. Whether you're in another province or simply can't make the trip to your local BCU Financial Branch, you can make deposits and access your accounts at over 2,100 full-service ATMs across Canada.

You can access thousands of ATMs across Canada and the United States. For a list of Exchange Network ATMs click here or download the app below.

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Your BCU Member Card is also your Debit Card for Point of Sale purchases. This gives you the freedom to make purchases without carrying large sums of cash. Withdraw only what you need when you need it.

BCU has introduced new Interac Flash Member Cards. The Interac Flash enhancement increases the functionality of your chip BCU Member Card by allowing you to pay for smaller purchases without having to insert your card or enter a PIN. For more information, contact your local BCU Financial Branch.

Your BCU Member Card is also your link to BCU Link Telephone, Internet and Mobile Banking.

INTRODUCING THE NEW Interac Flash BCU MEMBER CARD!

To enhance our member services, BCU has introduced new Interac Flash BCU Member Cards in 2019. The Interac Flash enhancement increases the functionality of your chip BCU Member Card by allowing you to pay for smaller purchases without having to insert your card or enter a PIN.

Please visit any branch to disable your current BCU Member Card and enable your new Interac Flash BCU MEMBER CARD today!

Interac Flash is Canada’s first contactless debit solution. It allows you to pay for everyday purchases quickly, securely and conveniently by simply holding your Interac Flash-enabled bank card in front of the reader at checkout. You can use it at merchants across Canada – wherever you see the Interac Flash logo.

How do I use Interac Flash?

Here's how to make an Interac Flash transaction using the contactless feature on your Interac debit card:

  1. Look for the contactless logo on your Interac debit card. This means your debit card can use Interac Flash contactless debit technology.
  2. When making a purchase in-store for less than $100, look for the Interac Flash logo on contactless terminals at check out.
  3. When the terminal prompts you for payment, hold your card in front of the terminal.
  4. Wait for the beep and/or “approved” message on the terminal. This means your transaction is complete and your purchase was automatically debited from your bank account.
*The Contactless Indicator is a trade-mark of EMV Co. LLC. Used under license.

Our Commitment

BCU Financial and Buduchnist Credit Union Limited are committed to the Code of conduct for the Credit and Debit Card Industry of Canada. For more information, please visit:

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