LOG IN BRANCHES/ATMS MEMBERSHIP CONTACT USABOUT USBCU LINK BANKING

Posted Rates

Rates as of September 16, 2023

DEPOSITS

UKRAINIAN FESTIVAL Deposit Special *One Week Only* (terms and conditions apply, click here)
6 months     6.00%*

Step Into September Deposit Special (terms and conditions apply, click here)
6 months     5.75%*      13 months     5.35%*   17
months     5.20%*

FLEX Deposit Rate (see terms and conditions below)
12 months     4.00%*

TERM DEPOSITS

TERM

OVER $1,000

30-59 days

0.50

60-89 days

0.60

90-179 days

0.70

180-269 days

0.90

270-364 days

1.00

GUARANTEED INVESTMENT CERTIFICATES

TERM

OVER $1,000

1 year

5.00

2 year

4.65

3 year

4.15

4 year

4.10

5 year

4.00

RRSP, RRIF, & LIF DEPOSITS

Savings Account

1.00

1 year

5.00

2 year

4.65

3 year

4.15

4 year

4.10

5 year

4.00

RESP

TFSA

Savings

1.00

1.00

1 year

5.00

5.00

2 year

4.65

4.65

3 year

4.15

4.15

4 year

4.10

4.10

5 year

4.00

4.00

DEPOSIT ACCOUNTS

Savings

0.10

Daily Interest

0.05

Lys Mykyta (Youth)

0.50

Current Account

0.00

Chequing

0.00

SAVINGS/CHEQUING & REBEL

$0-$999

0.00

$1,000-$4,999

0.05

$5,000-$24,999

0.10

$25,000-$59,999

0.30

$60,000-$99,999

0.35

over $99,999

0.50

BCULINK Savings

1.50

US DOLLAR DEPOSITS

TERM

RATE

$500-$4,999

0.05

$5,000-$9,999

0.10

over $10,000

0.10

US DOLLAR TERM DEPOSITS

TERM

OVER $1,000

30-59 days

0.50

60-89 days

0.60

90-179 days

0.70

180-269 days

0.80

270-364 days

0.90

US DOLLAR GICs

TERM

OVER $1,000

1 year

1.25

2 year

1.35

3 year

1.50

4 year

1.75

5 year

2.00

MORTGAGES

 
 

RESIDENTIAL MORTGAGES

1st Mortgage

3 Year Open

Variable Rate

from 8.15

3 Year Open

1 Year Fixed Rate

from 8.80

1 Year Closed

Fixed Rate

from 7.49

2 Year Closed

Fixed Rate

from 6.89

3 Year Closed

Fixed Rate

from 6.59

4 Year Closed

Fixed Rate

from 6.49

5 Year Closed

Fixed Rate

from 6.19

6 Month Open

Fixed Rate

from 8.99

COMMERCIAL MORTGAGES

Terms Available

 

LOANS

Car Loan SPECIAL (terms and conditions apply)
5-year term     7.69%****

PERSONAL

(variable rates)

Prime

from 7.65

Other

from 9.99

New Car-1 year

from 7.49

New Car-2 year

from 7.59

New Car-3 year

from 7.89

New Car-4 year

from 8.00

New Car-5 year

from 7.69

Overdraft

from 22.00

LINES OF CREDIT

Home Equity

from 8.15

Unsecured

from 12.00

 

*Terms and conditions apply: 12-month term only; cashable after 90 days at 3.00%; NEW and EXISTING money; includes Registered and Non-Registered Funds. We reserve the right to change, extend or withdraw this offer at any time. All rates are annual and subject to change.