Rates on Deposits, Loans, Credit Lines and Mortgages | BCU Financial – Buduchnist Credit Union

Posted Rates

Rates as of July 26, 2024

DEPOSITS

Deposit Special (see terms and conditions below)
9 months     4.65%*
US New Money Special (see terms and conditions below)
1 year     4.00%*

FLEX Deposit Rate (see terms and conditions below)
12 months     4.00%***

If you would like to take advantage of our deposit specials and rates, visit our MARKETPLACE to add the chosen products to your portfolio online.

TERM DEPOSITS

TERM

OVER $1,000

30-59 days

0.50

60-89 days

0.60

90-179 days

0.70

180-269 days

4.25

270-364 days

3.75

GUARANTEED INVESTMENT CERTIFICATES

TERM

OVER $1,000

1 year

4.55

2 year

4.39

3 year

4.00

4 year

3.75

5 year

3.50

RRSP, RRIF, & LIF DEPOSITS

Savings Account

1.00

1 year

4.55

2 year

4.39

3 year

4.00

4 year

3.75

5 year

3.50

RESP

TFSA

Savings

1.00

1.00

1 year

4.55

4.55

2 year

4.39

4.39

3 year

4.00

4.00

4 year

3.75

3.75

5 year

3.50

3.50

DEPOSIT ACCOUNTS

Savings

0.10

Daily Interest

0.05

Lys Mykyta (Youth)

0.50

Current Account

0.00

Chequing

0.00

SAVINGS/CHEQUING & REBEL

$0-$999

0.00

$1,000-$4,999

0.05

$5,000-$24,999

0.10

$25,000-$59,999

0.30

$60,000-$99,999

0.35

over $99,999

0.50

BCULINK Savings

1.50

US DOLLAR DEPOSITS

TERM

RATE

$500-$4,999

0.05

$5,000-$9,999

0.10

over $10,000

0.10

US DOLLAR TERM DEPOSITS

TERM

OVER $1,000

30-59 days

0.50

60-89 days

0.60

90-179 days

0.70

180-269 days

0.80

270-364 days

0.90

US DOLLAR GICs

TERM

OVER $1,000

1 year

1.25

2 year

1.35

3 year

1.50

4 year

1.75

5 year

2.00

MORTGAGES

RESIDENTIAL MORTGAGES

1st Mortgage

3 Year Open

Variable Rate

from 8.15

3 Year Open

1 Year Fixed Rate

from 8.70

1 Year Closed

Fixed Rate

from 7.39

2 Year Closed

Fixed Rate

from 6.79

3 Year Closed

Fixed Rate

from 6.49

4 Year Closed

Fixed Rate

from 6.39

5 Year Closed

Fixed Rate

from 6.25

6 Month Open

Fixed Rate

from 8.89

COMMERCIAL MORTGAGES

Terms Available

 

LOANS

Car Loan SPECIAL (terms and conditions apply, click here)
5-year term     7.69%**

PERSONAL

(variable rates)

Prime

from 7.15

Other

from 9.99

New Car-1 year

from 7.49

New Car-2 year

from 7.59

New Car-3 year

from 7.89

New Car-4 year

from 8.00

New Car-5 year

from 7.69

Overdraft

from 22.00

LINES OF CREDIT

Home Equity

from 7.90

Unsecured

from 12.00
* Terms and conditions apply: 9-month term only; NEW and EXISTING money; includes Registered and Non-Registered Funds. We reserve the right to change, extend, or withdraw this offer at any time. Offer valid from May 23, 2024. Rates are annual and subject to change. Terms and conditions apply: 12-month term only; NEW money only; includes Non-Registered Funds only. We reserve the right to change, extend, or withdraw this offer at any time. Offer valid from May 23, 2024. Rates are annual and subject to change.
** Terms and conditions apply: 5-year open fixed-rate term only; OAC; detailed terms and conditions available upon request.
We reserve the right to change, extend, or withdraw this offer at any time.
*** Terms and conditions apply: 12-month term only; cashable after 90 days at 3.00%; NEW and EXISTING money; includes Registered and Non-Registered Funds. We reserve the right to change, extend or withdraw this offer at any time. All rates are annual and subject to change.

© 2024. BCU Financial – Buduchnist Credit Union