Posted Rates
Rates as of October 4, 2024
DEPOSITS
Deposit Special (see terms and conditions below)
CAD: 6 months 4.75%*
CAD: 9 months 4.65%*
USD: 1 year 4.00%*
FLEX Deposit Rate (see terms and conditions below)
12 months 3.65%***
If you would like to take advantage of our deposit specials and rates, visit our MARKETPLACE to add the chosen products to your portfolio online.
|
TERM DEPOSITS |
|
|
TERM |
OVER $1,000 |
|
30-59 days |
0.50 |
|
60-89 days |
0.60 |
|
90-179 days |
0.70 |
|
180-269 days |
3.75 |
|
270-364 days |
3.50 |
|
GUARANTEED INVESTMENT CERTIFICATES |
|
|
TERM |
OVER $1,000 |
|
1 year |
4.10 |
|
2 year |
3.80 |
|
3 year |
3.75 |
|
4 year |
3.70 |
|
5 year |
3.45 |
|
RRSP, RRIF, & LIF DEPOSITS |
|
|
Savings Account |
1.00 |
|
1 year |
4.10 |
|
2 year |
3.80 |
|
3 year |
3.75 |
|
4 year |
3.70 |
|
5 year |
3.45 |
|
RESP |
TFSA |
|
|
Savings |
1.00 |
1.00 |
|
1 year |
4.10 |
4.10 |
|
2 year |
3.80 |
3.80 |
|
3 year |
3.75 |
3.75 |
|
4 year |
3.70 |
3.70 |
|
5 year |
3.45 |
3.45 |
|
DEPOSIT ACCOUNTS |
||
|
Savings |
0.10 |
|
|
Daily Interest |
0.05 |
|
|
Lys Mykyta (Youth) |
0.50 |
|
|
Current Account |
0.00 |
|
|
Chequing |
0.00 |
|
|
SAVINGS/CHEQUING & REBEL |
||
|
$0-$999 |
0.00 |
|
|
$1,000-$4,999 |
0.05 |
|
|
$5,000-$24,999 |
0.10 |
|
|
$25,000-$59,999 |
0.30 |
|
|
$60,000-$99,999 |
0.35 |
|
|
over $99,999 |
0.50 |
|
|
BCULINK Savings |
1.50 |
|
|
US DOLLAR DEPOSITS |
||
|
TERM |
RATE |
|
|
$500-$4,999 |
0.05 |
|
|
$5,000-$9,999 |
0.10 |
|
|
over $10,000 |
0.10 |
|
|
US DOLLAR TERM DEPOSITS |
||
|
TERM |
OVER $1,000 |
|
|
30-59 days |
0.50 |
|
|
60-89 days |
0.60 |
|
|
90-179 days |
0.70 |
|
|
180-269 days |
0.80 |
|
|
270-364 days |
0.90 |
|
|
US DOLLAR GICs |
|
|
TERM |
OVER $1,000 |
|
1 year |
1.25 |
|
2 year |
1.35 |
|
3 year |
1.50 |
|
4 year |
1.75 |
|
5 year |
2.00 |
MORTGAGES
Mortgage SPECIAL (terms and conditions apply, click here)
5-year Insured Mortgages 4.79%****
5-year Conventional Mortgages 5.29%****
|
RESIDENTIAL MORTGAGES |
|||
|
1st Mortgage |
3 Year Open |
Variable Rate |
from 7.40 |
|
3 Year Open |
1 Year Fixed Rate |
from 8.45 |
|
|
1 Year Closed |
Fixed Rate |
from 7.14 |
|
|
2 Year Closed |
Fixed Rate |
from 6.54 |
|
|
3 Year Closed |
Fixed Rate |
from 6.24 |
|
|
4 Year Closed |
Fixed Rate |
from 6.14 |
|
|
5 Year Closed |
Fixed Rate |
from 6.00 |
|
|
6 Month Open |
Fixed Rate |
from 8.69 |
|
|
COMMERCIAL MORTGAGES |
|||
|
Terms Available |
|||
LOANS
Car Loan SPECIAL (terms and conditions apply, click here)
5-year term 7.54%**
|
PERSONAL |
||
|
(variable rates) |
||
|
Prime |
from 6.90 |
|
|
Other |
from 9.79 |
|
|
New Car-1 year |
from 7.34 |
|
|
New Car-2 year |
from 7.44 |
|
|
New Car-3 year |
from 7.74 |
|
|
New Car-4 year |
from 7.85 |
|
|
New Car-5 year |
from 7.54 |
|
|
Overdraft |
from 22.00 |
|
LINES OF CREDIT
(available only for BCU Financial members)
|
Home Equity |
from 7.40 |
|
Unsecured |
from 11.80 |
** Terms and conditions apply: 5-year open fixed-rate term only; OAC; detailed terms and conditions available upon request.
We reserve the right to change, extend, or withdraw this offer at any time.
*** Terms and conditions apply: 12-month term only; cashable after 90 days at 2.75%; NEW and EXISTING money; includes Registered and Non-Registered Funds. We reserve the right to change, extend or withdraw this offer at any time. All rates are annual and subject to change.
**** Terms and conditions apply: 5-year closed terms only; conventional or insured; OAC; detailed terms and conditions available upon request. We reserve the right to change, extend, or withdraw this offer at any time. Rates are annual and subject to change. Offer valid from September 4, 2024.
