Posted Rates

Rates as of January 26, 2024

DEPOSITS

BCU Boost Deposit Special (see terms and conditions below)
6 months     5.50%*

New Year Deposit Special (see terms and conditions below)
13 months     5.35%**
US New Money Special (see terms and conditions below)
1 year     4.00%***

FLEX Deposit Rate (see terms and conditions below)
12 months     4.00%****

If you would like to take advantage of our deposit specials and rates right away, visit our MARKETPLACE to add the chosen products to your portfolio online.

TERM DEPOSITS

TERM

OVER $1,000

30-59 days

0.50

60-89 days

0.60

90-179 days

0.70

180-269 days

4.75

270-364 days

1.00

GUARANTEED INVESTMENT CERTIFICATES

TERM

OVER $1,000

1 year

5.00

2 year

4.45

3 year

4.35

4 year

4.20

5 year

4.00

RRSP, RRIF, & LIF DEPOSITS

Savings Account

1.00

1 year

5.00

2 year

4.45

3 year

4.35

4 year

4.20

5 year

4.00

RESP

TFSA

Savings

1.00

1.00

1 year

5.00

5.00

2 year

4.45

4.45

3 year

4.35

4.35

4 year

4.20

4.20

5 year

4.00

4.00

DEPOSIT ACCOUNTS

Savings

0.10

Daily Interest

0.05

Lys Mykyta (Youth)

0.50

Current Account

0.00

Chequing

0.00

SAVINGS/CHEQUING & REBEL

$0-$999

0.00

$1,000-$4,999

0.05

$5,000-$24,999

0.10

$25,000-$59,999

0.30

$60,000-$99,999

0.35

over $99,999

0.50

BCULINK Savings

1.50

US DOLLAR DEPOSITS

TERM

RATE

$500-$4,999

0.05

$5,000-$9,999

0.10

over $10,000

0.10

US DOLLAR TERM DEPOSITS

TERM

OVER $1,000

30-59 days

0.50

60-89 days

0.60

90-179 days

0.70

180-269 days

0.80

270-364 days

0.90

US DOLLAR GICs

TERM

OVER $1,000

1 year

1.25

2 year

1.35

3 year

1.50

4 year

1.75

5 year

2.00

MORTGAGES

 
 

RESIDENTIAL MORTGAGES

1st Mortgage

3 Year Open

Variable Rate

from 8.15

3 Year Open

1 Year Fixed Rate

from 8.80

1 Year Closed

Fixed Rate

from 7.49

2 Year Closed

Fixed Rate

from 6.89

3 Year Closed

Fixed Rate

from 6.59

4 Year Closed

Fixed Rate

from 6.49

5 Year Closed

Fixed Rate

from 6.35

6 Month Open

Fixed Rate

from 8.99

COMMERCIAL MORTGAGES

Terms Available

 

LOANS

RSP Loan Special
1 Year at Prime
2 Year at Prime +0.25%

Car Loan SPECIAL (terms and conditions apply, click here)
5-year term     7.69%***

PERSONAL

(variable rates)

Prime

from 7.65

Other

from 9.99

New Car-1 year

from 7.49

New Car-2 year

from 7.59

New Car-3 year

from 7.89

New Car-4 year

from 8.00

New Car-5 year

from 7.69

Overdraft

from 22.00

LINES OF CREDIT

Home Equity

from 8.15

Unsecured

from 12.00
* Terms and conditions apply: 6-month term only; NEW and EXISTING money; includes Registered and Non-Registered Funds. We reserve the right to change, extend, or withdraw this offer at any time. Offer valid from January 22, 2024. Rates are annual and subject to change.
** Terms and conditions apply: 13-month term only; NEW and EXISTING money; includes Registered and Non-Registered Funds. We reserve the right to change, extend, or withdraw this offer at any time. Offer valid from January 9, 2024. Rates are annual and subject to change.
*** Terms and conditions apply: 12-month term only; NEW money only; includes Non-Registered Funds only. We reserve the right to change, extend, or withdraw this offer at any time. Offer valid from January 9, 2024. Rates are annual and subject to change.
**** Terms and conditions apply: 12-month term only; cashable after 90 days at 3.00%; NEW and EXISTING money; includes Registered and Non-Registered Funds. We reserve the right to change, extend or withdraw this offer at any time. All rates are annual and subject to change.