Earn 25% More Reward Points on Home Improvements! - BCU Financial

Earn 25% More Reward Points on Home Improvements!


Get More Value from Your Purchases!
Whether you’re purchasing supplies for home decoration or improvement, we want to help you get even more value out of your BCU Financial Collabria Credit Card!
For a limited time only, you’ll earn 25% more reward points whenever you spend at eligible home supply, hardware, and lumber stores* using your BCU credit card.
Bonus reward points limited to a maximum cumulative spend of $400 per card account during the promotional period.
So hurry! Offer is valid from August 1 – October 31 only.

Don’t have a BCU Financial Collabria® credit card? APPLY TODAY!
BCU Personal Credit Card: Click here and apply!
BCU Business Credit Card: Click here and apply!

*Terms and Conditions
This offer is available from August 1, 2021, to October 31, 2021, on all Collabria consumer rewards credit card accounts (Cash Back, Centra Gold, World, Infinite, Travel Rewards Gold) and business rewards cards (No Fee Cash Back, Platinum Business Mastercard, Visa Infinite Business). Classic, US Dollar, and Low Rate Business credit cards are excluded from this offer. During the promotional period, cardholders will earn 25% more rewards points (up to a maximum of $400 in total net spend) when they use their credit card to purchase home improvement eligible products. After the maximum spend of $400 is reached, home improvement products will earn rewards at the regular rate.
The promotion is only available to a $400 maximum net spend (“$400 Cap”). Once the $400 Cap has been reached, then any further purchase made on the Account will only earn Rewards Points at the standard rate that applies to all other Purchases on the Account as set out in your Cardholder Agreement. Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer.
This offer applies to Collabria consumer and business rewards credit cards only. Qualifying transactions must be made between August 1 – October 31, 2021. To receive additional (25% more) rewards points, the cardholder must spend their dollars in eligible Merchant Category Codes (MCC). Merchants in the home improvement category are classified as “home supply warehouse stores (MCC 5200), hardware stores (MCC 5251) and lumber/build, supply stores (MCC5211)”.
The bonus reward points will be credited to accounts within 2 statement cycles after the end of the promotion. Bonus rewards points will be awarded only in MCC 5200, 5251, and 5211 merchant categories. Eligible categories are subject to change without notice. Collabria Financial has no control neither is responsible over how a merchant is classified or categorized. Collabria Financial will not issue additional bonus rewards should the merchant from whom cardholder made their Net Purchase not be classified in the category they expected.

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