Posted Rates
Rates as of April 4, 2025
DEPOSITS
120 Day Term Deposit 3.90%*
13 Month 3.60%*
|
TERM DEPOSITS |
|
|
TERM |
OVER $1,000 |
|
30-59 days |
0.50 |
|
60-89 days |
0.60 |
|
90-179 days |
2.15 |
|
180-269 days |
2.25 |
|
270-364 days |
2.25 |
|
GUARANTEED INVESTMENT CERTIFICATES |
|
|
TERM |
OVER $1,000 |
|
1 year |
3.05 |
|
2 year |
3.15 |
|
3 year |
3.15 |
|
4 year |
3.15 |
|
5 year |
3.30 |
|
RRSP, RRIF, LIF&LRIF DEPOSITS |
|
|
Savings Account |
0.60 |
|
1 year |
3.05 |
|
2 year |
3.15 |
|
3 year |
3.15 |
|
4 year |
3.15 |
|
5 year |
3.30 |
|
RESP |
TFSA |
FHSA |
|
|
Savings |
0.60 |
0.60 |
0.60 |
|
1 year |
3.05 |
3.05 |
3.15 |
|
2 year |
3.15 |
3.15 |
3.25 |
|
3 year |
3.15 |
3.15 |
3.20 |
|
4 year |
3.15 |
3.15 |
3.20 |
|
5 year |
3.30 |
3.30 |
3.30 |
|
DEPOSIT ACCOUNTS |
||
|
Savings |
0.10 |
|
|
Daily Interest |
0.05 |
|
|
Lys Mykyta (Youth) |
0.50 |
|
|
Current Account |
0.00 |
|
|
Chequing |
0.00 |
|
|
SAVINGS/CHEQUING & REBEL |
||
|
$0-$999 |
0.00 |
|
|
$1,000-$4,999 |
0.05 |
|
|
$5,000-$24,999 |
0.10 |
|
|
$25,000-$59,999 |
0.30 |
|
|
$60,000-$99,999 |
0.35 |
|
|
over $99,999 |
0.50 |
|
|
BCULINK Savings |
1.25 |
|
US DOLLAR DEPOSITS
|
US DOLLAR DEPOSITS |
||
|
TERM |
RATE |
|
|
$500-$4,999 |
0.05 |
|
|
$5,000-$9,999 |
0.10 |
|
|
over $10,000 |
0.10 |
|
|
US DOLLAR TERM DEPOSITS |
||
|
TERM |
OVER $1,000 |
|
|
30-59 days |
0.50 |
|
|
60-89 days |
0.60 |
|
|
90-179 days |
0.70 |
|
|
180-269 days |
0.80 |
|
|
270-364 days |
0.90 |
|
|
US DOLLAR GICs |
|
|
TERM |
OVER $1,000 |
|
1 year |
1.25 |
|
2 year |
1.35 |
|
3 year |
1.50 |
|
4 year |
1.75 |
|
5 year |
2.00 |
MORTGAGES
Mortgage SPECIAL (terms and conditions apply, click here)
5-year Insured Mortgages 4.19%**
5-year Conventional Mortgages 4.39%**
|
RESIDENTIAL MORTGAGES |
||||
|
1st Mortgage |
3 Year Open |
Variable Rate |
from 5.90 |
|
|
3 Year Open |
1 Year Fixed Rate |
from 7.20 |
||
|
1 Year Closed |
Fixed Rate |
from 5.99 |
||
|
2 Year Closed |
Fixed Rate |
from 5.69 |
||
|
3 Year Closed |
Fixed Rate |
from 4.99 |
||
|
4 Year Closed |
Fixed Rate |
from 4.89 |
||
|
5 Year Closed |
Fixed Rate |
from 4.69 |
||
|
6 Month Open |
Fixed Rate |
from 8.19 |
||
|
COMMERCIAL MORTGAGES |
||||
|
Terms Available |
||||
LOANS
Car Loan SPECIAL (terms and conditions apply, click here)
5-year term 6.99%***
|
PERSONAL |
||
|
(variable rates) |
||
|
Prime |
5.40 |
|
|
Debt Consolidation |
from 8.59 |
|
|
New Car-1 year |
from 7.09 |
|
|
New Car-2 year |
from 7.19 |
|
|
New Car-3 year |
from 7.29 |
|
|
New Car-4 year |
from 7.39 |
|
|
New Car-5 year |
from 6.99 |
|
|
Overdraft |
from 22.00 |
|
LINES OF CREDIT
(only for BCU Financial members with some history)
|
Home Equity |
from 7.20 |
|
Unsecured |
from 10.49 |
Rates shown are subject to change without notice and are on a per annum basis.
* Terms and conditions apply: 120-day term and 13-month terms only; NEW and EXISTING money; includes Registered and Non-Registered Funds. We reserve the right to change, extend or withdraw this offer at any time. Offer valid from March 7, 2025. Rates are annual and subject to change
** Terms and conditions apply: 5-year closed terms only; conventional or insured; On Approved Credit (OAC), rates vary by product and are subject to change without notice. The quoted rate is the regulatory Annual Percentage Rate (APR) if there is no cost of borrowing other than interest with interest calculated half-yearly, not in advance; detailed terms and conditions are available upon request. We reserve the right to change, extend, or withdraw this offer at any time. Rates are annual and subject to change. Offer valid from March 25, 2025.
*** Terms and conditions apply: 5-year closed terms only; conventional or insured; On Approved Credit (OAC), rates vary by product and are subject to change without notice. APR for the 5-year insured mortgage is 4.21%. APR for the 5-year conventional mortgage is 4.41%. The annual percentage rate (APR) is based on a $250,000 mortgage for the applicable term assuming a processing fee of $300 (which includes fees associated with determining the value of the property). If there are no cost of borrowing charges, the APR and the interest rate will be the same. We reserve the right to change, extend, or withdraw this offer at any time. Rates are annual and subject to change. Offer valid from March 25, 2025.
